universal credit self employed forum
Universal Lord: Creating My Valkyries Army
by Lightlessd
The era of Universal Lordship has come to this world, bringing many opportunities and challenges for humans.At the age of eighteen, each person can acquire territory and participate in the Lord's continent, which will determine whether they can move into a vast world or die in mediocrity.Thousands of years after the start of this era Neo looked up at the sky waiting for his opportunity, the opportunity to change his life and move toward a grander goal.All lords choose an easy route and select a …
I Received Messages From Future Self!
by Your fatty
"Hot Noodles request to add you as a friend."An inexplicable friend request, a non-existent contact.Claiming to be a message from herself in the future, intimately knowledgeable about her past.Fang Xiaocao was utterly numb.Hot Noodles: Danger, do not go home tonight."Is this some kind of joke?"Staring at the WeChat message, Fang Xiaocao rolled her eyes and opened the anti-theft door.Hot Noodles: At midnight, when the knocking starts, don't turn on the light if you don't want to die.In the early …
Closer to Revealing My True Self
by Lazy Cliché
Strong? Handsome? Savage? Badass?It's all about the intelligence quotient, my friend.————PS: Mutation shouldn't be mistaken for enlightenment.
The Employed Empress
by Xiao_yue
"An empress is employed! While the Imperial noble consort is the true love, ah!"What's so bad being a subordinate? As long as you do your work properly, you'll be paid and still have time to play.Responsibilities? we have our boss for that! if things go wrong they'll hold the sky for you. Don't want to? Ayaya, point your fingers to them and people will hold them responsible for you.If there's something, just say you don't know while redirecting the problem to them. When bad things come, you hold…
Universal Survival: I Can See My Summons Hidden Evolution Paths
by kaeeeee
"What? I got goblins as my servants. How dogsh*t is my luck to receive this kind of treatment?""F*ck! I can actually see the hidden evolution paths of my summons... Lightning Samurai Goblin, I choose you!"...In a universe where countless worlds and civilizations exist, the gods have grown tired of the endless wars and destruction wrought by the inhabitants. In a desperate attempt to restore order, the divine beings have decreed that all living beings must be punished for their recklessness and g…
Universal Power System
by KingU
By the year 2350, Earth was quite different than the futuristic dystopia that was imagined by scientists and comic book authors alike. With greed and corruption more rampant and powerful than ever, human beings were on the brink of ending humanity itself with countless wars and skirmishes.However, before such a tragedy could become a reality for Earth, an unexpected visitor saved humanity from the brink of self-extinction, one who was suffering from the devastating effects of their own extinctio…
Exorcist's Self-Cultivation
by Blessed
"Thanks for the invite, I'm in New York, just got off the plane."Du Wei realized he had traveled through time.Having no choice, he had to resume his old trade and opened a psychological consultation clinic, but the patients seeking psychological advice were all a bit strange...Note: This book is set in the Soul Summoning Universe.
From Negative Karma to Qi-Credit King
by Dyrem
CULTIVATION MEETS CYBERPUNK AND FINANCIAL SECTOR---Neo-Tian runs on Qi-Credits and Karmic Scores. Fall behind? Your soul gets repossessed.Li Fang is deep in the red, days measured in hours from deletion, dantian locked. His only hope is a rogue [Quantum Fortune System] demanding he build an interdimensional finance empire from nothing.Partnered with a disgraced banker hunted by the city's most powerful sect, Li Fang starts a shadow operation. Lending pure Qi, shorting corrupt corporations using …
Universal Veracity
by Rygerbo
In a futuristic Earth where space exploration has become possible, a young girl dreams of becoming the greatest scientist in the world. However, her world is threatened by an unknown enemy, causing her to become fearful but determined to defend her planet.One unique aspect of this girl is that she is able to find research answers in her sleep, which initially seems like a lucky coincidence. However, as she rapidly develops new technologies, she begins to question why she is able to do this and r…
The Legendary Robot Fighter with Optimal Universal System
by _EverSmile
Pablo yearned to follow in his father's footsteps, who had been lost at sea on his quest to become the greatest robot fighter in the world. However, the harsh realities of the world made him realize that there was more to life than just being a robot creator.He was betrayed by both his father's aide and his girlfriend, and losing the once-mighty da-Fonte Robotics to the enemy left him feeling worthless and bitter, as if he were nothing but a burden to his legendary family.Overwhelmed with grief,…
Universal Adoption: Slice Of Life with My Wives And Daughters!
by OriginatorAncestor
It was another tiring day for Liam, just when he thought it would be a usual night, at that time he transmigrated to Blue Star with his body.In Blue Star, human civilization is highly developed!Almost everyone can live the life of their dreams without having to work.However at such a beautiful time, human beings suddenly lost their ability to reproduce.You can intercourse but you can’t have children.What's even more terrifying is that countless powerful monsters have invaded Blue Star!Even human…
Love Is Universal
by DindaTarigan
Bagaikan daun pada musim gugur yang lepas dari pohonnya dan jatuh indah ke tanah yang tidak akan pernah tumbuh lagi. Namun satu hal yang harus kita ketahui, bahwa daun dapat kembali tumbuh pada pohonnya lebih indah lagi dari sebelumnya yang membuat daun tersebut bersatu kembali dengan poros kehidupan.Begitu juga dengan cinta yang akan pergi serta kembali kapanpun ia mau. Bahkan di dalam cinta banyak hal yang tidak masuk akal menjadi masuk akal dalam artian nyata. Perbedaan apapun itu tidak ada y…
The Universal Genius
by ReaderFromTheSouth
A one in a hundred genius? No!A one in a thousand genius? No!A one in a million genius? NO!!A one in trillion genius? NO!!!This is THE UNIVERSAL GENIUS!
Universal Awakening
by Dreamseeker
Aena never wanted to be special.She just wanted to live a peaceful life far removed from the turmoil of society.However, nothing goes as planned as she finds herself in the midst of peril.Unexpected relationships. Desperate circumstances. Mysterious affairs…It all started, with the Universal Awakening.
Universal Magus
by Zarackkk
Genres - Heavy Incest, R-20, Harem, Tragedy, Romance, Transmigration, Xuanhuan, Somewhat a Dark Fantasy, Action, Weak to Strong, Rape (99% not by MC)My Discord: [Universal Sect]https://discord.gg/pDtMQbESKPThe main character will be somewhat close to the character of Vincent from the "Collateral" movie with Tom Cruise as the main lead. (He would also have the same name as Vincent after transmigration) This is my first time writing, and my eng is not my main language, so there might be some mista…
The Scum Villain's Self-Saving System [BL]
by Sleepy_Koi_Fish
Can’t I read stallion novels anymore?! Shen Yuan is reborn into a young man and scum villain destined to die, Shen Qingqiu.But it must be known that the original Shen Qingqiu was sliced alive by his disciple, Luo Binghe, into a human stick! A human stick!Shen Qingqiu’s heart was a full herd of grass mud horses running full tilt, yet:“It’s not like I don’t want to hug this main character’s thighs, but who let this fucking man be so black. The revenge that needs to be taken is some thousands of de…
Self - Cultivation University
by KieraRz
As soon as Lu Ming touched the truth of the world, the scroll painting of the cultivation world slowly unfolded before him. All the enemies stepped on it and all the beautiful women slept in it!=================Disclaimer: I do not own the novel or anything about it. They all belong to Da Chao so please do support the original work.=================
A Celestial Emperor's Self-Cultivation
by Palace in the Clouds
[Elixir of Ascension: If one can improve ***, ***, and 19 other features of the elixir, its efficacy will be enhanced more than five times.] [Verdant Emperor Sword Technique: If one can improve ***, ***, and the remaining 37 flaws, the technique’s power will increase seven times.] [Chu Xiaolian: Fallen genius. The spirit remnant of an ace lingers on his body. His wedding had just been called off, and he’s now extremely eager to become stronger. ——Admiration Points: 85] …… Traversed to a Cultivat…
The Scum Villain's Self-Saving System
by Ava_spring
SVSSS tells the story of Shen Yuan, an avid web novel reader - particularly the stallion genre - who died suddenly from food-related incident after having just finished reading a famous (yet controversial) web-novel “Proud Immortal Demon Way”.